The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
The property features 18.63 acres, 225' of south-facing sandy shoreline. New dock, new above water deck, and Stunning Lake views. 2 acres and the shoreline are zoned RC (Recreational Commercial) and encompasses the 2660 sq. ft. main residence/cottage, detached double car garage with 800 sq. ft. finished above garage area are legally permitted. Buyer can convert it to 2 bedroom unit if apply to add extra septic. The lakefront views from the buildings are breathtaking and the owned shoreline is located across a small road from the home/cottage. There are 16+ acres behind the 2 acres main building area, which is RU, and has private trails for hiking, ATV trails, and snowmobiling. The main residence features a floor to ceiling windows providing constant sunlight and open-concept living/dining/kitchen with vaulted ceilings. Walk out to large private decking/Lake facing, which is newly built in summer 2026. Stone wood-burning fireplace, main level laundry, and deck walkway access to the above garage space. The lower level boasts pine-lined walls and has 8' ceilings, walk out to lakeside, 3-piece bathroom, family room with stone fireplace, room with a large window, 3rd bedroom, and more finished space to use as Recreation Fun. Electric heater, Well water with standard water quality, Window vent AC. Great location, 4 minutes from hwy #11, 5 minutes to amour township town center. Ideal for four season living or cottage, or rental, Airbnb, a great income property. *For Additional Property Details Click The Brochure Icon Below*
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Estimated Rental Income
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,311/mo
Mortgage (principal + interest)$4,022
Property taxFrom listing: $3,468/yr$289
Minimum $82,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$215,000
Ontario land transfer taxProvincial brackets, no first-time refund$17,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$235,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Armour has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
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