The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to an exceptional Lake Bernard waterfront property in Sunny Sundridge, where sophisticated design meets the relaxed rhythm of North Muskoka. Impeccably kept & tastefully designed, this upscale home/cottage offers a rare combination of thoughtful craftsmanship, beautiful natural surroundings & spaces designed for effortless year-round enjoyment. The soaring great room immediately captures your attention, with dramatic ceilings & a stunning stone wood-burning fireplace serving as the focal point. Double-sided, the fireplace connects the interior living space with the lake-facing entertaining deck, creating the perfect setting for gatherings, sunset cocktails & evenings spent listening to the fire crackle. The main-floor primary suite is a peaceful sanctuary, complete with a walk-in closet and spa-inspired ensuite featuring a luxurious soaker tub and custom shower. A dedicated main-floor office makes working from the lake remarkably easy. At the same time, the chef-inspired kitchen is beautifully appointed for everything from quiet morning coffee to entertaining family and friends. The completely finished lower level offers two generous guest bedrooms, a third bath, and a walkout to the outdoors. A propane fireplace adds warmth and ambiance during the shoulder seasons, while just beyond the walkout is a wonderfully shaded lounge area tucked beneath the deck, a perfect spot to curl up with a good book while taking in the lake views. Magazine-worthy landscaping showcases mature perennials, natural granite & expansive lawn areas that invite barefoot summer days of games and hot tubs under the stars. Almost 200ft of shoreline features a hard-packed sandy bottom, making swimming & waterfront fun easy for all ages. Western exposure delivers abundant sunshine throughout the day, with spectacular sunsets to finish it off. Let's not forget the detached garage with an upper loft studio offering a combined approx. 900 sq ft of space for vehicles, waterfront toys & guests.
Property Details
Listing
MLS® number
X13711882
Status
For Sale
Listed
Aug 24, 2026
Last updated
Aug 31, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
0-5
Approx. size
1,500–2,000 ft²
Basement
Finished, Full, Walk-Out
Lot
Frontage
170.00 ft
Depth
539.00 ft
Lot area
≈ 91,630 ft² (calculated)
View
North
Community
Strong
Parking & utilities
Garage
Detached, Garage, 4 spaces
Driveway
Available, Private Double, 8 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$10,758 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX Professionals North
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 1
Bedrooms below grade: 2
Kitchens: 1 above grade
Basement: Finished, Full, Walk-Out
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 3
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake/Pond, Waterfront, Wooded/Treed, Lake Access, School Bus Route
Cross street: Muskoka Road & South Bernard Lake Road
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$9,500/mo
Mortgage (principal + interest)$8,604
Property taxFrom listing: $10,758/yr$897
Minimum 20% ($459,980 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$459,980
Ontario land transfer taxProvincial brackets, no first-time refund$43,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$506,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Strong has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
