The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Rare opportunity to begin your cottage lifestyle on Lake of Bays at an affordable price. Two-bedroom turnkey 3 season cottage that is part of an established 9- cottage Co-ownership association. The cottage is yours to use anytime without restrictions. Located on 5 acres of land and offering 424 feet of water frontage with mesmerizing views across the lake. The views of the lake are stunning, and you will love the accents and design that create a true cottage vibe. The cottage has been tastefully renovated from top to bottom and there is nothing left to do but move in. The features of the cottage include: A new modern Ikea Kitchen, Laminate flooring, vaulted ceilings in the living room and a completely renovated, remodeled bathroom and new Engineered hardwood Mabec siding. The expansive deck area overlooks the lake and is the perfect spot to relax and enjoy a BBQ. Attached to the deck is a spacious new gazebo with vaulted ceilings offering the perfect space that connects you to the outdoors. There is a beautiful large storage cabin that is perfect for storing your water toys and other accessories. Walk down to the waterfront to discover a wonderful setting where you have a private boat slip and full use of an extensive dock and deck area. The lakefront offers a rare sand beach that is perfect for swimming. All of this is in a central location close to Dwight, Huntsville, Dorset and Algonquin Park. Annual fees of $3,300.00 or $275.00 monthly include: property tax, electricity, yard maintenance, dock maintenance and road fees. "There are no extra taxes or fees", making this a very affordable option to begin your cottage lifestyle that you have been dreaming of. Property is not eligible for mortgage financing. Pets are allowed on the property.
Property Details
Listing
MLS® number
X13775386
Status
For Sale
Listed
Sep 11, 2026
Last updated
Sep 29, 2026
Possession
Flexible
Building
Type
Condo
Style
Bungalow
Approx. age
31-50
Approx. size
600–699 ft²
Basement
None
Lot
Frontage
Not provided by brokerage
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
East
Community
Franklin
Parking & utilities
Garage
None, 0 spaces
Driveway
Unreserved, 2 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
N/A
Condo fee
$275 / month
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX Professionals North
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: None
Laundry: Common Area
Fireplaces: 0
Locker: None
Pets allowed: Yes-with Restrictions
Amenities: BBQs Allowed, Shared Beach, Shared Dock, Visitor Parking, Communal Waterfront Area
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,291/mo
Mortgage (principal + interest)$2,016
Condo feesFrom listing$275
Minimum $28,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$107,800
Ontario land transfer taxProvincial brackets, no first-time refund$7,255
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$117,855
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lake of Bays has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
