The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Charming Dickie Lake Cottage - Muskoka Memories Await! Welcome to this warm and inviting 4-bedroom cottage on beautiful Dickie Lake. Filled with character and Muskoka charm, this cottage features an open-concept living area designed to take full advantage of the gorgeous, open views across the lake. Beautiful hardwood floors throughout, complemented by pine accents, create a warm and timeless cottage atmosphere. The sunporch is the perfect place to relax and enjoy a good book or simply listen to the rain on a summer afternoon. A propane stove adds warmth and ambiance on cooler evenings, creating that cozy cottage feeling everyone loves. With four bedrooms, there is plenty of room for family and friends to gather and enjoy time together in this 3 season cottage. Outside, the great dock and safe shoreline provide the perfect setting for swimming, boating and enjoying the lake. Dickie Lake is an inviting family lake with a strong and active cottagers' association. Neighbours come together each year for a traditional lake picnic, making it easy to connect, meet new friends and become part of the welcoming cottage community. Year-round road access means you can enjoy this special retreat in the off season. With beautiful open views across Dickie Lake, a welcoming shoreline and plenty of classic cottage charm, this is a wonderful place to make lasting Muskoka memories.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,398/mo
Mortgage (principal + interest)$2,244
Property taxFrom listing: $1,840/yr$153
Minimum $34,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lake of Bays has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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