The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Within the Bona Vista enclave on Lake of Bays, this property reaches from the water back into 35 acres of shared land, owned and reserved for members of the Bona Vista Cottagers Association. Private trails wind through the property to picnic spots overlooking Dreamhaven Lake, walked in summer and snowshoed in winter, and the protected water is well suited to paddling. With 160 feet of frontage on Lake of Bays, the setting moves from forest to shoreline across a single property. Built in 2016 with ICF construction for year-round efficiency, the 1.5-storey home centres on an open-concept living space where expansive windows keep the water in view and a wood-burning fireplace anchors the room after dark. The main floor has a bedroom and full bath for single-level living, with two more bedrooms and a second full bath upstairs. A four-season Muskoka room with a propane fireplace extends the usable space into the colder months. Outside, two separate bunkies add flexible room for guests, hobbies, or storage. At the shoreline, the boathouse is the rare piece: a single-slip, two-storey design with full accommodations above, a 3-piece bathroom, and a private balcony over the water. Two-storey boathouses like this one are no longer permitted on Lake of Bays, which makes the living space at the water's edge something that cannot be replicated on a new build. Set on nearly an acre with year-round access, the property runs on forced air heating, fibre internet, and a drilled well, making it as workable as a full-time residence as it is a four-season retreat. From the trails at the back to the room above the water, it covers ground that few Lake of Bays properties can.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$13,776/mo
Mortgage (principal + interest)$13,056
Property taxFrom listing: $8,636/yr$720
Minimum 20% ($698,000 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$698,000
Ontario land transfer taxProvincial brackets, no first-time refund$73,725
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$774,525
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lake of Bays has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
