The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 1014 Fire Route 74 on the sparkling shores of Eels Lake - a truly special family cottage compound where generations of memories have been made and timeless cottage traditions live on. Set on more than an acre of exceptionally private point property with ~720ft of waterfront, this remarkable setting offers panoramic lake views to the North, East, and South, allowing for beautiful sunrises and plenty of sun & shade. Surrounded by water and mature trees the property captures the peaceful feeling of an old-fashioned canadian summer at the lake. The original 1938 cottage, offering ~1400sq. ft. of living space, sits just steps from the shoreline and has been lovingly enjoyed for decades. Near the water's edge, the ~900sq. ft. boathouse mirrors the cottage's nostalgic appeal, and features an additional three bedrooms, along with it's own bathroom and kitchen - ideal for hosting extended family and lifelong friends. Designed for slow mornings, card games on rainy afternoons, and long summer days by the water, this property is made to enjoy. Three screened-in porches allow for peaceful outdoor enjoyment, where the sounds of the lake and the surrounding forest become part of daily life. The shoreline offers a beautiful mix - classic canadian shield rock, deep & shallow entry areas, and some hard-packed sandy sections - the perfect waterfront for all ages. Whether continued as a treasured multi-generational family getaway or thoughtfully reimagined for the future, this is the kind of property that becomes part of a family's story for generations to come.
Property Details
Listing
MLS® number
X13872772
Status
For Sale
Listed
Oct 6, 2026
Last updated
Oct 7, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
1,100–1,500 ft²
Basement
None
Lot
Frontage
69.03 ft
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
West
Community
North Kawartha
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 6 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,327 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Engel & Volkers Kawarthas, Port Credit
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Bedrooms below grade: 3
Kitchens: 1 above grade · 1 below grade
Basement: None
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Campground, Golf, Lake Access, Lake/Pond, Library, Rec./Commun.Centre
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,892/mo
Mortgage (principal + interest)$2,615
Property taxFrom listing: $3,327/yr$277
Minimum $44,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$139,800
Ontario land transfer taxProvincial brackets, no first-time refund$10,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$153,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Kawartha has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
