The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
RARE FIND ALERT!!! Welcome to #8 on Fire Route 50C on the brilliant Jack Lake! Accessed down a set of year-round roads, this 4-season cottage is situated on ~3/4 of an acre and looks across quiet, Hatton Bay on Crown Land. Enjoy a gradual entry into the water with a hard-packed sand bottom and a beautiful eastern view into the largest bay on the lake, Sharpe's Bay. The interior of the cottage boasts a field stone feature wall, vaulted cielings, and the windows all across the front offer the perfect lakefront view. Relax on the large, covered deck with over 350sq ft of space - plenty of room to include a large dining table AND a seating area! If you are looking for a place for the kids to run, this property includes flat yards both front and back, all surrounded by mature trees. A small bunkie provides an overflow room and has space for a double bed and a bit of storage as well. Not to be ignored, the 1054sq ft 3-car garage has space for ALL of the toys and then some. Prepped for off-season use, the cottage includes a heated waterline and a heated pump room - bring on the snowmobiling and ice fishing! Oppurtunities for a property like this don't come up often, and fewer still on this incredible body of water. Don't hesitate this won't last long.
Property Details
Listing
MLS® number
X14089080
Status
For Sale
Listed
Oct 16, 2026
Last updated
Oct 16, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
116.72 ft
Depth
332.29 ft
Lot area
≈ 38,785 ft² (calculated)
View
East
Community
North Kawartha
Parking & utilities
Garage
Detached, Garage, 3 spaces
Driveway
Private, 10 spaces
Heating
Baseboard
Cooling
Window Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,181 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Engel & Volkers Kawarthas, Port Credit
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: Window Unit(s)
Fireplace: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Golf, Library, Marina, Place Of Worship, Rec./Commun.Centre, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,720/mo
Mortgage (principal + interest)$3,288
Property taxFrom listing: $5,181/yr$432
Minimum $62,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$175,800
Ontario land transfer taxProvincial brackets, no first-time refund$14,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$192,655
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Kawartha has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
