The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Exceptional privacy on Ril Lake with approximately 546 feet of shoreline and 5.51 acres of mature, naturally wooded land. With northwest exposure and beautiful summer sunsets, this private waterfront retreat offers the space, setting and shoreline that are increasingly hard to find in Muskoka. The charming seasonal cottage is filled with character, featuring soaring ceilings, exposed wood beams, walls of windows and a wood-burning fireplace. Four sliding glass doors bring the outdoors in, including a walkout from the primary bedroom, while providing easy access to the surrounding decks and lake views. The open living space flows into the kitchen and dining area, while the flexible layout includes a main-floor bedroom area, 4-piece bathroom and spacious loft with additional sleeping accommodations. Large deck provides plenty of room to relax and entertain, with new railings recently installed along the deck and side stairs. A direct propane line makes outdoor cooking easy. The full unfinished walkout basement offers excellent storage and future potential, complemented by a detached garage and woodshed. Well-maintained trail leads to the private shoreline with beautiful views, clean water for swimming, a floating dock and waterside cabana/shed for storage and summer lounging. Located on a year-round municipally maintained road just minutes from Baysville for shopping and dining. Ril Lake is known for smallmouth bass fishing and its long-standing cottage association with seasonal community events. Enjoy this classic Muskoka retreat as it is, or explore the potential to update or redevelop and create something truly special.
Property Details
Listing
MLS® number
X13856992
Status
For Sale
Listed
Oct 2, 2026
Last updated
Oct 5, 2026
Possession
Flexible
Building
Type
Detached
Style
Other
Approx. age
31-50
Approx. size
700–1,100 ft²
Basement
Walk-Out, Unfinished
Lot
Frontage
546.51 ft
Depth
491.75 ft
Lot area
≈ 268,746 ft² (calculated)
View
West
Community
Ridout
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
Other, 6 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,969 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Re/Max All-Stars Realty Inc.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 0
Kitchens: 1 above grade · 0 below grade
Basement: Walk-Out, Unfinished
Heating: Other
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: None
Pool features: None
Cross street: Muskoka Road 117 to Echo Lake Road to South Ril Lake Road to McArthur Point Road to #1005
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,133/mo
Mortgage (principal + interest)$2,802
Property taxFrom listing: $3,969/yr$331
Minimum $49,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$149,800
Ontario land transfer taxProvincial brackets, no first-time refund$11,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$164,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lake of Bays has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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