The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your next chapter in the heart of St. Catharines! This beautifully maintained 4-bedroom, 2-bathroom bungalow offers the perfect combination of modern updates, flexible living space, and an unbeatable central location just minutes from the QEW, shopping, restaurants, parks, and top-rated schools. Step inside and be greeted by a bright, open-concept layout designed for both everyday living and effortless entertaining. The stunning renovated kitchen (2018) serves as the heart of the home, seamlessly connecting to the spacious living and dining areas where family and friends can gather with ease. When it's time to unwind, cozy up beside the gorgeous gas fireplace (2022) in the inviting family room, creating the perfect atmosphere for relaxing evenings. Outside, the curb appeal shines with brand-new siding (2024), while the fully fenced backyard offers your own private retreat. Enjoy summer barbecues, morning coffee, and outdoor entertaining on the newly installed concrete patio, with the added convenience of a detached garage providing extra storage and parking. The thoughtful layout includes two bedrooms on the main floor and two additional bedrooms on the lower level, making it ideal for growing families, multi-generational living, or those needing extra space for guests or a home office. A separate entrance to the lower level unlocks incredible potential for an in-law suite or income-generating opportunity, complete with a large family room, laundry area, and utility space. Whether you're searching for your forever family home or an investment with future possibilities, this move-in-ready property checks all the boxes. Don't miss your opportunity to own this exceptional home-schedule your private showing today and experience everything it has to offer!
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,386/mo
Mortgage (principal + interest)$2,054
Property taxFrom listing: $3,992/yr$333
Minimum $29,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$109,800
Ontario land transfer taxProvincial brackets, no first-time refund$7,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
