The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
19-Acre Island Retreat on Shoal LakeDiscover the privacy, space and natural beauty of this exceptional 19-acre island on Shoal Lake. Located as the third island southeast of Silver Fox Island, this well-treed property offers incredible views to the north, east and south, with deep water along three sides. The west shore provides a naturally sheltered, shallower shoreline and convenient docking.The cottage consists of two kits joined end-to-end, creating a unique and versatile layout. Built on a post foundation with wood siding and an asphalt shingle roof, the cottage is solidly constructed and well maintained. The north half is unfinished and like new, offering an opportunity to complete the space to your own taste. The south half is warm and inviting, featuring a cozy living room with a fireplace in the southwest corner. A screened room on the west side provides an ideal spot to relax and enjoy the island surroundings.There are two bedrooms in each half, providing four bedrooms in total. The two-kit configuration was designed to accommodate Shoal Lake regulations, which permit one main cottage and one accessory building. With 19 acres of island to enjoy, this property offers an exceptional combination of privacy and room to explore.The island is serviced by solar power and a generator, with a composting toilet and leaching pit. A very well-treed setting provides excellent privacy, while the sheltered west-side dock makes coming and going by boat convenient.A rare opportunity to own a large, private island on Shoal Lake with excellent views, sheltered docking, and plenty of room to enjoy the great outdoors.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,056/mo
Mortgage (principal + interest)$2,989
Property taxFrom listing: $800/yr$67
Minimum $54,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$159,800
Ontario land transfer taxProvincial brackets, no first-time refund$12,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$175,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kenora Remote Area has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
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