The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 9910 Front Road on Amherst Island, where lakefront living meets timeless charm. This well-maintained board and batten farmhouse sits on 1.3 acres with 240 feet of level, accessible shoreline along the peaceful North Channel of Lake Ontario. Lovingly updated in 2002 and freshly painted with new Berber carpet, the home offers a thoughtful balance of character and comfort, with key systems recently brought up to date, including a new propane furnace (2026), an updated septic bed (2026), and a WETT-certified wood stove for cozy evenings. Inside, you'll find 1,844 square feet of functional living space, including 2 bedrooms, 2 full bathrooms, and a flexible office or den that could serve as a third bedroom. The spacious main floor primary suite provides convenience and privacy, while the open-concept kitchen, dining, and living areas are well suited for everyday living and entertaining, with views toward the water and gardens. The second floor offers additional flexibility, with a large bedroom, full bathroom, and a generous lounge area that could be reconfigured to create an additional bedroom, guest suite, or workspace. Outside, the landscaped grounds feature mature trees, perennial gardens, and level access to the water, ideal for swimming, kayaking, or relaxing along the shoreline. A single-car garage with inside entry and ample storage adds to the home's practicality. Located just a 15-minute ferry ride from Millhaven, Amherst Island is known for its welcoming community, natural beauty, and quieter pace of life, offering a unique opportunity to enjoy waterfront living within easy reach of Kingston.
Property Details
Listing
MLS® number
X13871118
Status
For Sale
Listed
Oct 7, 2026
Last updated
Oct 13, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
100+
Approx. size
1,500–2,000 ft²
Basement
Separate Entrance, Unfinished
Lot
Frontage
239.50 ft
Depth
223.13 ft
Lot area
≈ 53,440 ft² (calculated)
View
North
Community
Amherst Island
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private, 4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,139 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: Separate Entrance, Unfinished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Place Of Worship, Rec./Commun.Centre, School, School Bus Route, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,860/mo
Mortgage (principal + interest)$2,432
Property taxFrom listing: $5,139/yr$428
Minimum $40,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$130,000
Ontario land transfer taxProvincial brackets, no first-time refund$9,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Loyalist has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
