The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 99 John Street West in Wingham! Extensively updated inside and out, this 3+2 bedroom, 3 bathroom bungalow offers custom finishes, comfortable main-floor living and a flexible lower level with room for extended family. Set on an 83.85 x 132 ft. lot, the home features 1,434 sq. ft. above grade plus 1,361 sq. ft. of finished space below. The curb appeal starts with Hardie board siding, Fusion Stone accents, cedar details and a covered front porch with a wood ceiling. A statement front door opens to a bright, redesigned living space where the kitchen, dining and living areas connect for everyday living and entertaining. The custom kitchen features abundant cabinetry, built-in appliances and a quartz waterfall island with seating. Three main-floor bedrooms include a primary with a 3-piece ensuite, while a second full bathroom and main-floor laundry add convenience. Downstairs, the finished lower level offers two more bedrooms, a full bathroom with laundry and an additional home bar area. One section has its own private entrance, kitchen, living space and laundry, creating excellent in-law potential. Additional finished space offers options for guests, a home office, gym or recreation room. Outside, enjoy mature landscaping, perennial gardens, a two-tiered deck and a playhouse with storage underneath. Maibec board fencing adds privacy, while the oversized concrete driveway with built-in drainage and attached single garage provide parking for eight vehicles in total. The updates extend beyond the finishes, with a new high-efficiency gas furnace (2026), 200-amp electrical service, generator transfer panel, extensive plumbing improvements and updated windows. Central air, an owned water heater, water softener and municipal water and sewer round out the package. A thoughtfully renovated home with space to spread out and flexibility for whatever comes next!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,704/mo
Mortgage (principal + interest)$2,319
Property taxFrom listing: $4,625/yr$385
Minimum $36,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$123,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,873
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$135,653
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Huron has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
