The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Precisely crafted with stunning finishes, 99 Homestead Drive is ready to impress! Built in 2024, this bungalow is situated in the quaint community of Virgil and comes equipped with a full in-law suite featuring a separate entrance from the exterior of the home. This location puts you close to top schools, beautiful scenery and a variety of restaurants and wineries - making everyday life feel convenient and stress-free. Approaching the property, the striking curb appeal is undeniable. Complete with an exposed aggregate driveway and an attached garage - this gorgeous home has been carefully thought out and is truly move-in ready. From the moment you enter, take note of the fabulous layout that this home offers. Flowing seamlessly into the dining area and living room beyond, the kitchen is flawless and features a large island, quartz countertops and ample cabinetry. The living room invites relaxation with a cozy gas fireplace and provides direct access to the composite deck that overlooks the fully fenced yard. With an expansive patio beyond the deck, this property is ideal for entertaining. The primary bedroom is a serene retreat, complete with a beautiful, 3-piece ensuite and a walk-in closet that has been outfitted with a custom organizer. Two additional bedrooms on this level provide comfort and flexibility for family or guests, while thoughtful touches like main-floor laundry and automatic blinds truly make daily living effortless. As a true bonus, the bedroom at the front of the home comes equipped with a Murphy bed and built-in storage. Ideal for a multi-generational family looking to live under the same roof but with ample privacy, the basement of this home is bright, spacious and full of wow-factor. Featuring a second kitchen, living room, two oversized bedrooms, a 4-piece bathroom and its own laundry room, along with ample storage, this level is sure to be appealing to many. This is your time to make the move to Niagara-on-the-Lake - wine country is calling!
Property Details
Listing
MLS® number
X13659086
Status
For Sale
Listed
Aug 10, 2026
Last updated
Aug 10, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
0-5
Approx. size
1,100–1,500 ft²
Basement
Finished, Separate Entrance, Full
Lot
Frontage
43.64 ft
Depth
102.53 ft
Lot area
≈ 4,474 ft² (calculated)
View
South
Community
108 - Virgil
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private, 2 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,967 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
REVEL Realty Inc., Brokerage
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 2
Kitchens: 1 above grade · 1 below grade
Basement: Finished, Separate Entrance, Full
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Pool features: None
Property features: Beach, Golf, Place Of Worship, Fenced Yard, Park, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,200/mo
Mortgage (principal + interest)$3,703
Property taxFrom listing: $5,967/yr$497
Minimum $73,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$197,980
Ontario land transfer taxProvincial brackets, no first-time refund$16,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$217,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
