The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
4 beds, 2 baths, 222 ft waterfront log bungalow, bunkie, year-round access, four-season, Lake Talon. Tucked along the shores of Lake Talon, this classic four-season log cottage captures everything people love about Northern Ontario waterfront living. Surrounded by mature pines and granite outcroppings, with 222 feet of shoreline and a quiet dead-end road location, the property offers privacy, natural beauty, and a true cottage atmosphere. The cottage is full of character, with exposed log walls, warm wood finishes, hardwood floors, and a beautiful stone fireplace at the heart of the main living space. Large lakeside windows frame the water views, while the screened porch is the perfect place to enjoy morning coffee or relax after a day on the lake. Designed for gathering family and friends, the cottage offers four bedrooms, an updated four-piece bathroom, and a convenient two-piece bath with laundry. Outside, the waterfront is set up for swimming, boating, fishing, and making lasting family memories. Whether you're spending the afternoon at the dock, heading out by boat, or enjoying a quiet evening by the fire, this property makes it easy to enjoy every season. In winter, enjoy ice fishing, snowshoeing, cross-country skiing, snowmobiling trails, and easy access to Antoine Mountain for downhill skiing. Lake Talon is well known for excellent fishing, including walleye, northern pike, smallmouth bass, muskie, and lake trout. By boat, enjoy access to Talon Chutes and a nearby marina offering fuel, boat service, storage, and supplies. Nature lovers will appreciate the nearby trails within the Shields McLaren Conservation Area. A bunkie, large storage shed, two driveways, and year-round road access add flexibility for guests, equipment, and all-season enjoyment. Whether you're looking for a family cottage, a year-round waterfront retreat, or a place to create memories for generations, 98 Grey Rock Lane delivers an authentic Northern Ontario cottage experience.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,186/mo
Mortgage (principal + interest)$3,703
Property taxFrom listing: $5,793/yr$483
Minimum $73,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$197,980
Ontario land transfer taxProvincial brackets, no first-time refund$16,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$217,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Bonfield has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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