The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to beautiful Charleston Lake, where every day feels like a vacation. Spend your days boating, swimming, and fishing, then unwind with breathtaking western sunsets from your own waterfront deck. This beautifully updated year-round lake house offers modern comfort, stunning views, and the peace of mind of a brand-new Eljen septic system (2026).The bright, open-concept main floor is designed for effortless entertaining, featuring a stylish kitchen that flows seamlessly into the living room, where expansive patio doors fill the space with natural light and showcase picturesque lake views. A dedicated office provides an ideal work-from-home space, while the dining room offers flexibility for family gatherings or accommodating overnight guests. A full 4-piece bathroom completes the main level.Upstairs offers three comfortable bedrooms and an updated bathroom with a relaxing soaker tub.Outside, the expansive deck with frameless glass railings is the perfect place for morning coffee, entertaining, or simply enjoying the view. Extensive updates include a new Eljen septic system (2026); roof, soffits, fascia, lower deck, dock extension, heat trace water line, UV filtration system (2023); concrete stairs to the waterfront, frameless glass railings, foundation upgrades (2021); and updated HVAC with spray foam attic insulation (2017).
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,155/mo
Mortgage (principal + interest)$2,843
Property taxFrom listing: $3,737/yr$311
Minimum $51,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$152,000
Ontario land transfer taxProvincial brackets, no first-time refund$11,675
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$166,475
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Leeds and the Thousand Islands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
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