The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
GREAT INVESTMENT OPPORTUNITY OR THE PERFECT HOME FOR A GROWING FAMILY!Welcome to this well-maintained 2+2 bedroom, 2-bathroom semi-detached backsplit, offering a fantastic layout with plenty of space and versatility. Ideally located close to Brock University, this home presents an excellent opportunity for investors looking for a strong student-rental setup, or for families seeking room to grow. Brock University's St. Catharines campus is home to more than 19,000 students, making proximity to campus an attractive feature for potential student housing.The upper level was renovated approximately 2 years ago, while the lower-level bathroom was updated approximately 1 year ago. The home also features numerous newer appliances and mechanical updates, providing peace of mind for the next owner. Recent updates include a Whirlpool stove (2 years old), range hood (6 months old), Hisense refrigerator (6 months old), Frigidaire dishwasher (6 months old), plus a bonus LG refrigerator in the lower level (approximately 2 years old). The laundry area includes a Samsung washer and LG dryer, both approximately 2 years old. Central air conditioning is approximately 2 years old.A side entrance provides convenient access to the fully fenced backyard and leads to a generously sized covered deck, built approximately 1 year ago - the perfect outdoor space for entertaining, relaxing, or enjoying summer evenings.With 4 bedrooms, 2 bathrooms, multiple living spaces, a separate side entrance, and a location close to Brock University, this property offers excellent flexibility for a variety of buyers. Whether you're looking for a home to accommodate a growing family or an investment property with student-rental potential, this one is definitely worth a look!Don't miss this opportunity - book your showing today!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,156/mo
Mortgage (principal + interest)$1,867
Property taxFrom listing: $3,475/yr$290
Minimum $24,950 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$99,800
Ontario land transfer taxProvincial brackets, no first-time refund$6,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$109,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Thorold has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
