The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Set on a picturesque 0.92 acre lot located between St. Thomas and Aylmer. This spacious 3+2 bedroom ranch offers the perfect blend of country charm and modern comfort. Approx. 2,000 square feet on the main flooring plus over 1,200 square feet of finished living space in the basement featuring new carpet. The main floor features an open concept design with a soaring vaulted ceiling, a cozy gas fireplace, and 9 ft ceilings throughout. The updated kitchen is a standout with quartz countertops, seamlessly flowing into the dining and living areas. Ideal for entertaining. Enjoy the warmth of hardwood and ceramic tile flooring on the main level, along with three full bathrooms for added convenience. The fully finished lower level boasts a generous family room and games area, plus excellent granny suite potential with a separate walk-up from the basement to the garage. Outside, the home impresses with great curb appeal and a stamped concrete patio just off the eating area. A rare opportunity to enjoy peaceful country living with easy access to nearby amenities.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,127/mo
Mortgage (principal + interest)$3,554
Property taxFrom listing: $6,886/yr$574
Minimum $69,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$189,980
Ontario land transfer taxProvincial brackets, no first-time refund$15,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$208,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Central Elgin has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
