The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A Penthouse That Feels Like a Home in the Heart of St. Lawrence Market - 95 Lombard Street, St. James Square, Toronto - PH-Level Suite | 1,050 Sq Ft | Spectacular Park & Downtown Views | All-Inclusive Condo Fees. Open the door and the city falls into place.This penthouse-level suite at 95 Lombard Street does not announce itself as a condo. It feels like a home that simply chose the best possible address. Light moves through the rooms. St. James Park unfolds in one direction, the downtown skyline in the other. Southwest and north exposures give the suite a living rhythm: morning over the park, evening over the city.At 1,050 square feet, the layout is large, multifunctional, and unusually complete. A proper living room, sitting room, and dining area all look out over the park and skyline. There is a true place for an office or study. The primary bedroom is generously scaled for a king, with a beautiful ensuite. A separate two-piece bathroom keeps guests and entertaining easy. The kitchen, finished with high-end Sub-Zero appliances, has a large area to pull up a stool and talk while you prep - conversation unfolding into an evening of relaxation or entertainment.A locker sits directly across from the unit door. If needs change, the suite can be easily converted into a two-bedroom. Condo fees are all-inclusive, with no extra utility costs, so the ease of this address extends beyond the views and the neighbourhood.St. James Square is a boutique building of only 65 suites, five per floor, and mostly owners who take real pride in the property. Step outside and the park is at your feet, with St. Lawrence Market, the Distillery District, and the Financial District a short walk away.This is downtown Toronto living with space, light, and a sense of home. Ideal for downsizers who will not settle, or a downtown couple looking for ease and convenience without giving up the feeling of arriving somewhere that matters.
Property Details
Listing
MLS® number
C13793980
Status
For Sale
Listed
Sep 16, 2026
Last updated
Sep 17, 2026
Possession
60-89 days
Building
Type
Condo
Style
1 Storey/Apt
Approx. age
31-50
Approx. size
1,000–1,199 ft²
Basement
None
Lot
Frontage
Not provided by brokerage
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
South West
Community
Church-Yonge Corridor
Parking & utilities
Garage
Underground, Garage, 1 space
Driveway
Underground, 1 space
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,731 / 2026
Condo fee
$1,386 / month
Source
Data source
TRREB (VOW feed)
Listed by
HARVEY KALLES REAL ESTATE LTD.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 1
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: None
Heating: Forced Air
Cooling: Central Air
Laundry: Ensuite
Locker: Exclusive
Pets allowed: Yes-with Restrictions
Exterior
Property features: Arts Centre, Clear View, Hospital, Park, Public Transit
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,854/mo
Mortgage (principal + interest)$2,241
Property taxFrom listing: $2,731/yr$228
Condo feesFrom listing$1,386
Minimum $34,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,800
Ontario land transfer taxProvincial brackets, no first-time refund$8,455
Toronto land transfer taxMunicipal brackets, no first-time refund$8,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$139,510
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Toronto adds its own land transfer tax; first-time buyers can get up to $4,475 back on it.
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
