The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 945 Victoria Street, a charming and thoughtfully updated home set on an impressive 50' x 125' corner lot in Kingscourt. Offering an excellent blend of comfortable living space, modern updates and a fantastic location, this home is an ideal opportunity for first-time buyers looking for affordability without the added headache of taking on a long list of renovations. The main floor features a bright, open-concept living, dining and kitchen area with plenty of natural light, pot lighting throughout and durable laminate flooring. The modern kitchen offers a subway tile backsplash and stainless steel appliances including a gas stove. Two well-appointed bedrooms feature hardwood flooring, while the updated three-piece bathroom is finished with ceramic tile. A convenient side entrance leads directly to a stone patio and the expansive backyard, offering plenty of green space to enjoy. The detached 1.5-car garage features a durable steel roof and provides excellent space for parking, storage or hobbies. Downstairs, the fully finished and waterproofed basement adds valuable additional living space, including a spacious recreation room, third bedroom with built-in desk and double closets, and a modern four-piece bathroom. Extensive updates provide peace of mind, including a newer furnace and AC (2018), finished basement (2019), sewer lateral and water main replacement (2021), HWT (2021), majority of windows replaced (2023), repointing completed (2023-24), and roof shingles (2024). Ideally located with a quick commute to the 401, just around the corner from the Oak Street bike path and community garden, and within walking distance of the Memorial Centre Farmers Market. A move-in-ready home offering great value, generous outdoor space and a convenient Kingscourt location - perfect for buyers ready to make Kingston home.
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,315/mo
Mortgage (principal + interest)$2,020
Property taxFrom listing: $3,538/yr$295
Minimum $28,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$107,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$118,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kingston has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
