The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to "The McIntosh," a rare Lakeview Homes model-one of only three built in 2017-in the sought-after St. David's community of Niagara-on-the-Lake. Surrounded by vineyards and open green space, this impressive all-brick, carpet-free two-storey residence offers approximately 2,985 sq. ft. of thoughtfully designed living space, close to St. David's Public School and local amenities. The bright, open-concept main floor features 9-foot ceilings, engineered flooring, custom California shutters throughout and an elegant curved staircase. The upgraded kitchen showcases quartz countertops, an oversized 11' 4' centre island, black stainless-steel KitchenAid appliances, gas cooktop, built-in oven and microwave, plus integrated garbage and recycling bins. Direct garage access leads to a convenient mudroom. Upstairs, the spacious primary suite is entered through double doors and includes a large walk-in closet and luxurious ensuite with double sinks, an extended vanity and upgraded tilework. Two additional bedrooms share a Jack-and-Jill bathroom, while a separate guest bedroom is served by another full bathroom. A wide upper hallway, second-floor laundry with gas connection and a large window above the staircase provide added function and abundant natural light. The expansive open-concept unfinished basement offers excellent future potential and a complete full bath and a cold room. S/S Kitchen Appliances: Stove, Range Hood, Fridge, Dish Washer, Central A/C, furnace, GDO, ALL ELFs, Washer & Dryer. A distinctive, spacious home in one of Niagara-on-the-Lake's most desirable residential settings. School Bus pick up around the corner.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,847/mo
Mortgage (principal + interest)$4,209
Property taxFrom listing: $7,662/yr$639
Minimum $87,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$225,000
Ontario land transfer taxProvincial brackets, no first-time refund$18,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$246,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
