The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
3hr from Toronto, 90 min from Ottawa, 2.5hr from MTL! Experience the best of Lakefront living on Charleston Lake, a furnished 2-bed waterfront cottage nestled on sought-after Loon Bay. Set on a private lot with prized western exposure, this turnkey retreat offers spectacular sunsets, direct waterfront access, and a boathouse with a lift. A cozy family room with a propane fireplace and brick facade opens into the kitchen, which features a vaulted pine ceiling with a skylight, white shaker cabinetry, generous counter space, and open sightlines to the lake. Large windows fill the living and dining areas with natural light while showcasing beautiful water views, and a second propane fireplace adds warmth and comfort. Two bedrooms and a well-appointed bathroom with dual sinks complete the functional layout. The outdoor living space is the true wow factor. At the front of the home are mature trees and a patio with a BBQ. Along the shoreline is a full concrete boathouse with lots of storage, a rooftop sundeck, a waterfront patio, swim ladder, and deep water right off the shore, ideal for jumping in on a hot day! The rarely offered waters of Loon Bay provide ideal conditions for family-friendly waterfront living. Located on the crystal-clear waters of Charleston Lake, known for great fishing and as one of Eastern Ontario's premier recreational lakes. This property offers access to more than 150 km of shoreline and over 100 islands to explore, thanks to 3 boat launches and 2 full-service marinas on the lake. Just 30 minutes from Charleston Lake Provincial Park, approximately 10 minutes to the Village of Athens, and 5 minutes from Charleston Village, you'll enjoy convenient access to hiking, beaches, restaurants, shops, and everyday amenities. Easily accessible from Brockville, Kingston, and Highway 401, this property is ideal for weekend getaways and perfectly positioned as a short-term vacation rental for those coming from Montreal, Ottawa, and Toronto!
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Estimated Rental Income
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,258/mo
Mortgage (principal + interest)$2,992
Property taxFrom listing: $3,189/yr$266
Minimum $54,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$159,980
Ontario land transfer taxProvincial brackets, no first-time refund$12,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$175,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Leeds and the Thousand Islands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
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