The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Nothing soothes the soul better than waking up at the lake. Welcome to 94 Willow Point Lane, with 340ft of waterfront on Hay Bay. Tucked away at the end of the cove with waterfront views all around you. Spend the day on the water casting a fishing line, as these waters are known for their amazing fishing spots, then watch the sunset over the lake. The land itself is gorgeous with tall mature trees and lots of space to make your dreams come alive. The cottage boasts 3 bedrooms, bathroom, living room/dining room and kitchen. Storage space in the mudroom off the side entrance. This cottage is being sold As Is, Where Is and although needs some TLC, it has such amazing potential to bring life back into it and enjoy for many years to come.
Property Details
Listing
MLS® number
X14092742
Status
For Sale
Listed
Oct 19, 2026
Last updated
Oct 19, 2026
Possession
Immediate
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
<700 ft²
Basement
None
Lot
Frontage
356.00 ft
Depth
21.64 ft
Lot area
≈ 7,704 ft² (calculated)
View
South
Community
58 - Greater Napanee
Parking & utilities
Garage
None, 0 spaces
Driveway
Front Yard Parking, 4 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,519 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
MCCAFFREY REALTY INC., BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 0
Kitchens: 1 above grade · 0 below grade
Basement: None
Heating: Other
Cooling: None
Fireplaces: 0
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Cross street: Cty rd 8 to Third Concession Rd. Right on Willow Pt Lane. Follow driveway to very end.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,519/mo
Mortgage (principal + interest)$1,309
Property taxFrom listing: $2,519/yr$210
Minimum $17,495 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$69,980
Ontario land transfer taxProvincial brackets, no first-time refund$3,724
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$76,504
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Greater Napanee has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
