The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
94 Howard Avenue is a welcoming two-storey home that balances everyday comfort with modern updates throughout. Conveniently located in one of Hamilton's most connected Central Mountain neighbourhoods with easy access to all your needs and nicely set-up with an IN-LAW SUITE! The main level greets you with a bright and spacious living room, tastefully renovated (2025) kitchen plus dining area with walkout to the yard. Head upstairs to a beautifully redesigned bedroom level (2025) where the primary bedroom connects to a dressing room that displays a sleek & modern glass marble shower ensuite and integrated laundry area, making daily routines effortless. Also including the 2nd bedroom and stylish 2-pc bathroom. The basement level adds a valuable feature to the home, suited for separate living as a teen retreat, in-law suite/separate apartment, or the extra space your family has been waiting for. Offering a 2nd kitchen, bedroom, 3-pc bathroom, laundry and living room. Outside, a private backyard waits you with enough space for kids or dogs to run and play, premium hot tub (2024) sheltered by a gazebo, and a hydro-equipped garden shed. This 50ft wide property allows for the double-wide driveway parking for 4 vehicles. Enjoy the benefit of a high walk score only a short walk to Mohawk College, shopping, public transit, easy highway access and everything Upper James has to offer.
Property Details
Listing
MLS® number
X13770962
Status
For Sale
Listed
Sep 10, 2026
Last updated
Oct 5, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
Apartment, Separate Entrance, Finished
Lot
Frontage
50.00 ft
Depth
103.00 ft
Lot area
≈ 5,150 ft² (calculated)
View
West
Community
Balfour
Parking & utilities
Garage
None, 0 spaces
Driveway
4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,433 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
COLDWELL BANKER COMMUNITY PROFESSIONALS
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 1 above grade · 1 below grade
Basement: Apartment, Separate Entrance, Finished
Heating: Forced Air
Cooling: Central Air
Exterior
Pool features: None
Property features: Cul de Sac/Dead End, Fenced Yard, Public Transit, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,797/mo
Mortgage (principal + interest)$2,428
Property taxFrom listing: $4,433/yr$369
Minimum $39,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,800
Ontario land transfer taxProvincial brackets, no first-time refund$9,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
