The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
939 Sheffield Lane offers the perfect blend of privacy, waterfront living, and modern design on just under 9.5 acres with approximately 495 feet of frontage on beautiful Lyndhurst Lake/Creek. Built in 2025, this gorgeous bungalow is tucked away on a quiet private laneway with only one neighbour, just minutes from the town of Lyndhurst and only 25 minutes to Kingston. Inside, the home features engineered hardwood floors, quartz countertops, and a stunning kitchen complete with a large island, plenty of cupboard space, and a gas stove. Large sliding patio doors fill the home with natural light and lead to the back deck overlooking spectacular views of the water and surrounding nature. The spacious primary bedroom offers a peaceful retreat with beautiful views of the property and landscape, creating the perfect place to unwind at the end of the day. Main floor laundry adds everyday convenience, while the attached garage provides plenty of room for parking, storage, and easy access into the home year-round. A separate side entrance to the main level adds extra convenience.The walkout basement offers excellent future potential such as an in-law suite, with roughed-in plumbing for both a bathroom and kitchen, along with a gravity-fed septic system requiring no pump. Outside, the covered front porch is the perfect place to enjoy quiet mornings and take in the peaceful surroundings, while the private dock offers easy access to the water for swimming, boating, or simply enjoying the waterfront lifestyle. Additional highlights include R25 insulated exterior walls, a strong 20 GPM well (well record available), a state of the art solar power system provides more than enough power to run all of the modern conveniences with the bonus of NO hydro bills! You are covered during the worst storms by a backup generator to keep the lights on. A rare opportunity to enjoy newly built waterfront living with privacy, space, and easy access to town amenities.
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What’s NearbyDistances approximate
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Estimated Rental Income
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The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,824/mo
Mortgage (principal + interest)$3,366
Property taxFrom listing: $5,489/yr$457
Minimum $64,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$179,980
Ontario land transfer taxProvincial brackets, no first-time refund$14,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$197,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Leeds and the Thousand Islands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
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