The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
102 Feet of Trent-Severn Waterfront. Private Boat Slip. Under $240K.There aren't many opportunities left to own direct waterfront on the Trent-Severn Waterway at this price, and this one delivers the full cottage experience from day one. Set on 102 feet of protected shoreline just minutes from the vibrant village of Campbellford, this charming 2-bedroom, 1-bathroom three-season cottage is thoughtfully maintained and move-in ready for the season ahead. Whether you're looking for your first waterfront escape, a simpler summer base, or a weekend retreat you can afford this is it. Step inside to find a bright, functional layout with two comfortable bedrooms and a sunroom designed for exactly the kind of slow, unhurried mornings cottage country is made for. Step outside onto the spacious deck overlooking the water, and you'll understand immediately why people fall in love with this stretch of the Trent-Severn. Swim off your own shoreline. Fish from the dock. Your private boat slip puts you directly onto one of Ontario's most celebrated waterways. Evenings, there's a firepit waiting and sunsets over the water that remind you why you made this decision. Steel roof, newer windows, and a large hydro-equipped shed offer serious storage and workshop potential. Septic installed 2009 with all documentation in place. Public boat launch just steps north. Minutes from Campbellford with a full hospital, restaurants, Ferris Provincial Park, and the iconic Ranney Gorge Suspension Bridge. AI-generated concept images have been included to showcase the potential of this cottage. **They are artistic renderings only and do not depict the property's current condition.** License agreement on the Land.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$909/mo
Mortgage (principal + interest)$785
Property taxFrom listing: $1,480/yr$123
Minimum $10,495 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$41,980
Ontario land transfer taxProvincial brackets, no first-time refund$1,824
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$46,604
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Trent Hills has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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