The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This exceptionally well-maintained seasonal property on Crystal Lake has a multitude of desirable features that accentuate all that is wonderful about cottage living. The spacious half acre lot has the rare combination of being gently sloping to the water while quickly transitioning off the shoreline to deep, weed-free, dive-off-the-dock swimming into (as befits the lake's name) crystal-clear water. The 77 ft of south-facing waterfront (which is owned) features a waterside patio, a large platform at the end of the dock, a waterside fire pit and a boat house that is currently used to store water toys. There is an attractive retaining wall along the shoreline with gentle concrete steps to a shallow shelf in the water where young children can safely frolic. The lot is well-treed, ensuring low maintenance, dappled sunlight and excellent privacy. The three-bedroom cottage is set close to the water and features a screened sunroom and adjacent deck that provides perfect views of the waterfront and lake. The main interior living areas are open concept, highlighted by a propane fireplace and a lovely vaulted ceiling that extends to a loft that could be utilized to provide extra sleeping area for the kids. The kitchen and bathroom have been updated, adding to the bright and cheery vibe that exudes from this wonderful cottage. Access to the property is easy from a municipally maintained road. Most furniture and furnishings are included.
Demographic data is not available for this area yet.
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Age Groups
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Owners vs Renters
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Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,401/mo
Mortgage (principal + interest)$3,101
Property taxFrom listing: $3,599/yr$300
Minimum $57,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$165,800
Ontario land transfer taxProvincial brackets, no first-time refund$13,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$181,655
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Trent Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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