The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This is your chance to own a 4-season home on premium south-facing waterfront property on Rice Lake! Enjoy swimming, boating, and fishing all day. Wake up each morning to the brilliant sunrise over the water from your spacious deck and take your family for rides in your 23 ft. Glastron bowrider with an economical 5.7 liter Merc stern drive. Enjoy stargazing nights under the clear sky after taking in the beautiful sunsets from the dock. Well-maintained and updated bungalow filled with natural light. Open concept living and dining room with cozy propane fireplace. Large primary bedroom. 29 by 8 ft south-facing deck overlooking a level lot and an easy walk to 26 by 6 ft ariel dock. Drilled well and water equipment, hot water tank (owned), vinyl siding, shingles, insulation, electrical panel, electrical wiring and fixtures, all plumbing and fixtures, 2500 gallon cement septic holding tank 2009. All reconstruction was done to code with permits and inspections from the municipality. 3 pc bath 2021, Armor Stone 2021, heat pump / AC 2022, paved drive 2025, clean laminate floor throughout, all appliance included. There is a backup generator wired into the home but no automatic switch (the generator must be manually switched on during an electrical outage). Miles of boating on the Trent System to unlimited small towns, cities, and restaurants to explore by boat and excellent fishing. Rice lake is also part of a major snowmobile trail connecting Southern Ontario to all the northern trails, conditions permitting. Only 20 minutes to Peterborough and 25 minutes to 407.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,600/mo
Mortgage (principal + interest)$2,338
Property taxFrom listing: $3,149/yr$262
Minimum $37,490 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$124,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$136,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Otonabee-South Monaghan has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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