The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to the sought-after Ridge Rd., where million-dollar homes, breathtaking views, and country living come together! Perched atop the Niagara Escarpment, this charming solid brick and stone bungalow offers panoramic views of rolling vineyards, Lake Ontario, and the Toronto city skyline - a truly special setting where you can enjoy the best of country living with Toronto city in view.Offering 2+1 bedrooms and 1.5 baths, the home features a bright main level with two bedrooms, a dreamy spa-like full bath, and a versatile bonus space ideal for a home office or reading nook. The kitchen also takes full advantage of the spectacular lake and city views.The finished lower level adds a spacious third bedroom, 2-piece bath, laundry, recreation room, and plenty of storage.Step outside and enjoy your own private retreat on an impressive 100' x 150' fenced lot. The entertainer's deck, mature perennial gardens, bonfire area, and hot tub create the perfect setting for relaxing or hosting friends and family while taking in views of the pear orchard, grape vineyards, Lake Ontario, and city skyline.A fantastic bonus is the detached workshop/flex space - perfect for a man cave, she-shed, art studio, yoga space, workshop, or whatever inspires you!Additional features include parking for 8 cars, a 3,200-gallon cistern, an original well used for garden watering, UV filtration, and a hot tub.Updates include propane conversion for the stove (2021), windows (2021 & 2014), Shingles (2013), Concrete patio & Paved driveway (2024), Deck (2025(2026), A/C Cistern lining (2023) and septic pumped (2024). Septic is pumped approximately every two years. A rare opportunity to enjoy privacy, incredible views, generous outdoor space, and wine-country living on one of the area's most desirable roads.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,731/mo
Mortgage (principal + interest)$4,302
Property taxFrom listing: $5,148/yr$429
Minimum $90,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$230,000
Ontario land transfer taxProvincial brackets, no first-time refund$19,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$252,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
