The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Privacy, waterfront and room to explore - that's what makes this Harris Lake property so special. Begin your family's story here and start a tradition that can be passed from one generation to the next. Set on 6 acres with 500 feet of waterfront on the Magnetawan River system, this boat-access cottage offers the kind of authentic cottage experience that's becoming increasingly difficult to find. Paddle the area's popular canoe routes, fish for the day's catch, explore the surrounding Crown Land and back lakes then end the day around the campfire or watching trains cross the nearby bridge as the sun sets. Designed for gathering, the cottage features an open-concept kitchen, dining and living area that naturally brings everyone together. Two main-floor bedrooms, a loft with two separate sleeping areas and a separate bunkie provide a comfortable space for family and friends to enjoy time at the lake. The screened porch overlooking the water is sure to become the spot for morning coffee, afternoon card games or simply taking in the peaceful surroundings. This authentic off-grid family cottage has been enjoyed for generations and is ready for its next chapter. While it could benefit from some updating, the true value lies in the setting - 500 feet of shoreline, 6 acres of privacy and endless opportunities to explore by land or water. A workshop, wash house (composting toliet) and additional storage buildings make seasonal living practical, while an abundance of wood on the property will keep campfires burning and the woodstove stocked for years to come. If you've been searching for a place where time together matters more than perfection, where children can spend their days exploring the shoreline and surrounding wilderness and where each season brings new adventures on the water, this Harris Lake property is ready to welcome its next family.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,278/mo
Mortgage (principal + interest)$1,178
Property taxFrom listing: $1,199/yr$100
Minimum $15,750 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$63,000
Ontario land transfer taxProvincial brackets, no first-time refund$3,200
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$69,000
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Whitestone has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
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