The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
ABSOLUTELY STUNNING COUNTRY SETTING on nearly ONE ACRE with mature trees and backing to farmland. Located on a quiet paved road between St Thomas, Aylmer, and London. This 3 bedroom 1.5 storey home with TWO FULL BATHS has been GUTTED AND RENOVATED FROM TOP TO BOTTOM with the finest workmanship and materials. Drilled well features new pressure tank approx 4 years as well as iron and magnesium filter, sediment filter, carbon filter and water softener....all owned. Other updates include: new kitchen with porcelain countertops and newer appliances including gas stove, main floor laundry.. washer and dryer 6 years old, engineered hardwood floors throughout, new roofing shingles approx 4 years ago, all new windows and doors, new furnace and central air approx 4 years ago, all new wiring and plumbing, new sump pump in crawl space, HUGE OVERSIZED DOUBLE CAR GARAGE with new roof and insulated garage doors in 2025 (one oversized). You don't want to miss this one...RARE OPPORTUNITY...just move in and enjoy! NOTE: The driveway will be fully paved prior to closing date. It will begin from the roadway and widen to a double driveway in front of the double car garage.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,845/mo
Mortgage (principal + interest)$2,543
Property taxFrom listing: $3,620/yr$302
Minimum $42,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$135,980
Ontario land transfer taxProvincial brackets, no first-time refund$10,073
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$148,853
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Central Elgin has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
