The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
90 BOWEN RD presents the perfect blend of comfort and waterfront recreation with this unique property just north of Havelock. The offering includes a well-maintained 2-bedroom, 1-bath home with a loft as well as a separate waterfront lot on the scenic Crowe River, creating an exceptional opportunity for a family retreat, seasonal getaway, or year-round enjoyment. The charming home has been lovingly cared for and offers comfortable living space in a peaceful natural setting. The waterfront provides a private riverside escape with its own sandy beach, waterfront gazebo, and an impressive Bunkie complete with a loft sleeping area, kitchenette, and bathroom-ideal for hosting family and friends. A truly rare and distinctive feature of this property is its own privately owned small island, adding a unique touch to an already exceptional waterfront package. Whether used as a secluded spot for relaxing, picnicking, or simply enjoying the surrounding beauty, this private island enhances the property's exclusivity and charm. Situated on a beautiful stretch of the Crowe River between Belmont Lake and Crowe Lake, the waterfront is perfect for swimming, fishing, floating, and kayaking. The river's shallow sections and natural rapids create a picturesque environment and make this a haven for paddlers and outdoor enthusiasts. Relax by the water, enjoy campfires under the stars, or spend the day exploring the river and surrounding lakes. Whether you're looking for a peaceful country home with bonus recreational space or an incredible waterfront retreat to create lasting memories, this rare package offers the best of both worlds in a highly desirable area of cottage country.
Property Details
Listing
MLS® number
X13434440
Status
For Sale
Listed
Jun 11, 2026
Last updated
Sep 30, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
100+
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
107.50 ft
Depth
66.20 ft
Lot area
≈ 7,117 ft² (calculated)
View
North
Community
Belmont-Methuen
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 6 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,071 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Century 21 United Realty Inc.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: None
Heating: Other
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Wooded/Treed, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,413/mo
Mortgage (principal + interest)$2,241
Property taxFrom listing: $2,071/yr$173
Minimum $34,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,800
Ontario land transfer taxProvincial brackets, no first-time refund$8,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Havelock-Belmont-Methuen has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
