The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Colourful gardens, inviting outdoor spaces and a long list of thoughtful updates make this two-bedroom modular home a welcoming place to settle into life in Otterdale Estates, just outside Smiths Falls. With approximately 1,059 sq. ft. on one level, the layout offers room to gather, space for hobbies and a quiet corner to make your own. A large bay window fills the main living room with natural light, while the generous eat-in kitchen offers plenty of cabinetry, countertops replaced in 2025 and a newer stove. The former three-season sunroom was converted to year-round living space in 2023, creating a bright second sitting area with an adjoining breakfast nook. Enjoy morning coffee among your plants, settle in with a book or spread out when friends come to visit. Two bedrooms with ample closet storage, a bathroom with an updated shower and conveniently located laundry with a newer washer and dryer complete the interior. All windows were replaced in 2022, with further improvements including foam insulation beneath the home in 2025, newer air conditioning and a front deck replaced in 2025. Outside, the front and rear decks offer different places to enjoy the day, from a sunny morning to a relaxed evening overlooking the gardens. Established flower beds, raised garden beds and mature trees bring colour and greenery to the yard, while an expanded storage shed provides useful space for tools, gardening supplies and seasonal belongings. A comfortable, welcoming home with room to enjoy both indoors and out.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$804/mo
Mortgage (principal + interest)$804
Minimum $10,745 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$42,980
Ontario land transfer taxProvincial brackets, no first-time refund$1,874
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$47,654
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Rideau Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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