The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Exceptional Live/Work Opportunity Steps from Balsam Lake! Positioned on a high-visibility corner lot along busy Hwy 35, this unique commercial-residential property offers incredible exposure in one of Kawartha Lakes' most sought-after recreational areas. Located just moments from Balsam Lake, nearby resorts, public beach access, and boat launch, this versatile property is ideal for entrepreneurs, investors, or those seeking the perfect live/work lifestyle. The property features a beautifully renovated retail storefront with endless potential for a bait & tackle shop, café, antique store, convenience shop, fishing outfitter, Airbnb venture, and much more. The updated commercial space showcases modern finishes including pot lights, LED lighting, stylish wall sconces, and built-in Bluetooth ceiling speakers for a polished customer experience. Above and/or attached to the commercial space is a fully furnished and renovated 3-bedroom apartment complete with a full bathroom, offering comfortable year-round living or excellent rental income potential. Additional highlights include an oversized attached 2-car garage, parking for 6+ vehicles, and flexible C1 commercial-residential zoning allowing for a wide range of permitted uses. Major recent upgrades include a dual-fuel heating system with heat pump (2022) and propane furnace, iron remover, water softener, water filtration systems, and kitchen filtration unit. A rare turnkey opportunity in a thriving cottage-country destination with strong traffic exposure, recreational tourism, and unlimited potential. Don't miss your chance to own a versatile income-generating property near the shores of beautiful Balsam Lake!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,706/mo
Mortgage (principal + interest)$2,428
Property taxFrom listing: $3,332/yr$278
Minimum $39,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,800
Ontario land transfer taxProvincial brackets, no first-time refund$9,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
