The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This private 6-acre estate surrounded by mature pines, was custom-built 2019 and includes a separate secondary residence, offering exceptional space, privacy, and flexibility just minutes from St. Thomas and within easy reach of London. Designed for both everyday living and entertaining, the main home features a custom kitchen with built-in appliances, quartz countertops, walnut cabinetry, and a hidden walk-in pantry. Large windows and doors fill the home with natural light and showcase the surrounding property. The main-floor primary suite offers a spa-inspired ensuite and oversized walk-in closet, while two spacious upper bedrooms each feature their own walk-in closet and share a bright secondary living area with panoramic views. The lower level adds over 1,500 sq. ft. of finished living space with two additional bedrooms, a large recreation area, ample storage, and in-floor heating. Outdoor living is equally impressive, with a composite deck surrounding the 19' DualStream Jacuzzi and a covered outdoor kitchen ideal for summer gatherings. Mature trees provide privacy, while beautiful sunset views complement the peaceful country setting. The front lawn is equipped with irrigation for easy summer maintenance. The detached secondary residence features its own garage and workshop and is currently operating as a short-term rental, offering potential for continued income, guests, or extended family. In-floor heating adds year-round comfort. Additional features include a conversion from propane to natural gas, a well-designed mudroom, main-floor laundry, in-floor heating throughout the garage, and Trusscore walls and ceilings for easy cleaning and maintenance. A concrete driveway, outdoor sauna, fire pit, and surround sound throughout the main living areas complete this thoughtfully designed property. A private country setting with versatile living spaces, a separate secondary residence, and room to enjoy the outdoors, all conveniently located near St. Thomas and London.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$10,088/mo
Mortgage (principal + interest)$9,128
Property taxFrom listing: $11,515/yr$960
Minimum 20% ($488,000 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$488,000
Ontario land transfer taxProvincial brackets, no first-time refund$47,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$538,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Central Elgin has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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