The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Top Location - Move-In Ready - Polished TOP to BOTTOM. This stunning two-storey home offers 4 +1 bedrooms 4 baths finished top to bottom is nestled in Kingston's highly desirable East End. From the moment you step inside, you'll appreciate the bright open-concept design, gleaming hardwood floors, stunning wood railing and inviting living room featuring a cozy gas fireplace. The beautifully appointed kitchen offers rich cabinetry, Stone Counter tops ample storage, a neat-in , large island and stylish pot lighting-perfect for everyday living and entertaining alike. The upper level features four generous bedrooms, including a spacious primary bedroom complete with a walk-in closet and luxurious 5-piece ensuite. Convenient second-floor laundry adds to the home's thoughtful functionality. The fully finished, carpet-free lower level expands your living space with a large rec room highlighted by a striking fireplace feature wall, an additional bedroom, and a full 4-piece bathroom-ideal for guests, teens, or extended family. Step outside to enjoy the fully fenced backyard oasis featuring an expansive stone patio, gazebo, and storage shed, creating the perfect setting for summer BBQs, outdoor gatherings, and relaxing evenings. Located in one of Kingston's fastest-growing and family-friendly neighbourhoods, this home offers easy access to excellent schools, parks, walking trails, recreation facilities, shopping, restaurants, and everyday amenities. Commuters will appreciate quick access to Highway 401, CFB Kingston, downtown Kingston, and the city's waterfront. Combining exceptional living space, modern finishes, and an unbeatable East End location, 896 Cottonwood Avenue is ready to welcome you home.
Property Details
Listing
MLS® number
X13854134
Status
For Sale
Listed
Oct 2, 2026
Last updated
Oct 2, 2026
Possession
Immediate
Building
Type
Detached
Style
2-Storey
Approx. age
16-30
Approx. size
2,000–2,500 ft²
Basement
Full, Finished
Lot
Frontage
38.04 ft
Depth
105.02 ft
Lot area
≈ 3,995 ft² (calculated)
View
West
Community
13 - Kingston East (Incl Barret Crt)
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private, 2 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,467 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Full, Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Central vacuum: Yes
Exterior
Pool features: None
Property features: Fenced Yard, Golf, Hospital, Lake/Pond, Library, Park
Cross street: Highway 15 to Rose Abbey Drive, Left on Greenwood Park Drive, Right on Cottonwood Avenue
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,092/mo
Mortgage (principal + interest)$3,554
Property taxFrom listing: $6,467/yr$539
Minimum $69,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$189,980
Ontario land transfer taxProvincial brackets, no first-time refund$15,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$208,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kingston has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
