The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Some waterfront homes are about the view. Others are about how the whole property makes you feel. Set on Smith's Bay with direct access to Lake Ontario, this spacious 3-bedroom bungalow offers room to spread out, incredible outdoor living, and a setting that feels peaceful, private and connected to nature. Here are 5 reasons to take a closer look: ONE: Waterfront you can actually enjoy. Take in wide views across Smith's Bay from the house, deck and waterfront seating area, with a natural shallow shoreline that's perfect for kayaking, paddling and simply slowing down by the water. TWO: Outdoor living in every season. A large deck, waterfront pergola, gazebo, sunroom and hot tub give you multiple places to relax, entertain or take in the view depending on the weather or time of day. THREE: Nature is part of everyday life. Swans, turtles, migrating birds and even a resident bald eagle are regular visitors, while the park next door creates an open, expansive feel with no neighbour directly beside you. FOUR: Space that works for real life. Over 3,300 sq. ft. above grade with 3 bedrooms, 3 bathrooms, a dramatic vaulted great room, separate family room, office/den and excellent flexibility for guests or multi-generational living. FIVE: A community people genuinely care about. The neighbourhood has a welcoming, connected feel, with neighbours who know one another and regular community gatherings throughout the year. Add in an extra-wide double garage, generator, steel roof, updated crawl space, and thoughtful accessibility features, and you've got a waterfront home that offers both lifestyle and substance.If you've been looking for a home where the water, wildlife and outdoor space become part of everyday life, this one deserves a closer look. This may be your opportunity to Call The County Home.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,566/mo
Mortgage (principal + interest)$4,022
Property taxFrom listing: $6,529/yr$544
Minimum $82,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$215,000
Ontario land transfer taxProvincial brackets, no first-time refund$17,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$235,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Prince Edward County has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
