The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 89 High Rock Dr - an exceptional year-round lakefront retreat on beautiful Bernard Lake in Sunridge. Set on over half an acre with an incredible 255 feet of shoreline, this remarkable 3 bedroom, 2 bathroom property blends Muskoka charm with modern comfort and breathtaking waterfront living. A massive driveway bordered by stunning armour stone offers parking for up to 13 vehicles, while mature trees and granite landscaping create a picturesque setting. Follow the granite staircase down to the sandy beachfront, complete with a spectacular lakeside fire-pit area and shallow shoreline ideal for families and children. The detached 2-car garage is fully finished with heat, hydro, and an impressive loft featuring three skylights - perfect for a studio, office, yoga space, or guest overflow. A private dock and waterfront shed provide plenty of storage for all your lake toys and equipment. Perched high above the lake, the home offers panoramic water views from the wraparound deck and covered porch. Inside, the open-concept main floor is warm and inviting with cathedral ceilings, skylights, a gas fireplace, and large windows that flood the home with natural light. The dining area overlooks the lake and walks out to both sides of the expansive back deck, creating seamless indoor-outdoor living. The spacious primary bedroom is conveniently located on the main floor alongside a renovated 4-piece bathroom and second bath for added convenience. A striking staircase with modern metal and glass railings leads to the upper level, where you'll find a large loft ideal for office space, an additional bedroom, and a sizeable third bedroom with stunning lake views. This property is finished with a This property is finished with a large bunkie equipped with Hydro that offers a perfect additional living or accommodation space. This property is offered furnished and turn-key, making this rare waterfront property is ready to enjoy from day one.
Property Details
Listing
MLS® number
X13762148
Status
For Sale
Listed
Sep 9, 2026
Last updated
Sep 9, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
16-30
Approx. size
1,100–1,500 ft²
Basement
Crawl Space
Lot
Frontage
156.42 ft
Depth
150.00 ft
Lot area
≈ 23,463 ft² (calculated)
View
East
Community
Sundridge
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
Private Triple, 13 spaces
Heating
Baseboard
Cooling
Other
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,807 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
PARKER COULTER REALTY BROKERAGE INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Crawl Space
Heating: Baseboard
Cooling: Other
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Campground, Lake Access, Marina, School, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,038/mo
Mortgage (principal + interest)$3,554
Property taxFrom listing: $5,807/yr$484
Minimum $70,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$190,000
Ontario land transfer taxProvincial brackets, no first-time refund$15,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$208,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Sundridge has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
