The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your own private escape on beautiful Horseshoe Lake, where mornings begin with the sound of loons, coffee on the deck, and breathtaking sunrise views across the water. Just a short boat ride from the marina, this boat-access cottage offers the perfect balance of convenience and complete privacy, tucked among the trees at the end of a quiet bay with minimal boat traffic. Fully insulated and winterized, this cottage is ready to enjoy in every season. Spend your days swimming from the dock, boating one of the area's larger lakes, waterskiing, tubing, fishing, or simply relaxing on the expansive wraparound deck while taking in the long lake views. Inside, you'll find the warmth of a true Canadian cottage with beautiful pine ceilings, a cozy fireplace, and an inviting atmosphere. With five potential bedrooms, including a finished walk-out lower level, plus three full bathrooms, there's plenty of space for family and friends. The granite shoreline offers deep water off the dock with a sandy bottom ideal for swimming. A lakeside storage shed keeps your water toys organized and ready for adventure. Being sold fully furnished and completely turnkey, this property includes a paddle boat, paddle boards, lily pad, fishing rods, floaties, and more-just arrive and start making memories. Immediate possession available for this cottage that your family and friends have been dreaming about. Horseshoe Lake is known for exceptional boating, fishing, watersports, and year-round recreation. In winter, enjoy snowshoeing, ice fishing, or access nearby snowmobile trails. The marina offers boat slips, fuel, a convenience store, and you can even boat to Muskoka Haus Restaurant for amazing food. Just two hours north of Toronto, this is the cottage families dream about-a peaceful retreat where privacy, nature, and unforgettable memories come together for generations. Call the listing agent today to book your private viewing.
Property Details
Listing
MLS® number
X13626778
Status
For Sale
Listed
Jul 31, 2026
Last updated
Sep 28, 2026
Possession
Immediate
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
Finished with Walk-Out, Separate Entrance, Partially Finished, Walk-Out
Lot
Frontage
388.00 ft
Depth
167.00 ft
Lot area
≈ 64,796 ft² (calculated)
View
East
Community
Seguin
Parking & utilities
Garage
None, 0 spaces
Driveway
None, 0 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,220 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX Parry Sound Muskoka Realty Ltd
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: Finished with Walk-Out, Separate Entrance, Partially Finished, Walk-Out
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake Access, Lake/Pond, Waterfront, Marina, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,504/mo
Mortgage (principal + interest)$2,319
Property taxFrom listing: $2,220/yr$185
Minimum $37,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$124,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,875
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$135,675
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Seguin has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
