The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 87 Pine Valley Drive, a meticulously maintained multi-level home located in the desirable north end of St. Thomas. Designed for effortless modern living, this property offers an expansive and versatile layout with more than 1500sf of finished space that effortlessly blends open social areas with private retreats. Connivence starts out front with a double wide driveway and attached garage offering extra storage for hobbyists. Step inside to a bright, airy main level where soaring vaulted ceilings and warm hardwood floors create an inviting atmosphere. The seamless transition between the living room and dining space makes entertaining guests or hosting family gatherings a breeze. The spacious main floor flows conveniently outdoors to a side deck-an ideal setup for enjoying morning coffee in the fresh air.With 3+1 generous bedrooms and two full bathrooms, this home provides exceptional flexibility to suit your unique lifestyle. Whether you need dedicated spaces for a growing family, a remote work executive office, or a personal home gym, the multi-level floor plan comfortably accommodates every need. Downstairs, the inviting lower-level family room features a cozy natural gas fireplace, making it the ultimate spot for relaxing movie nights or weekend downtime. The lifestyle appeal extends into the private, fully fenced backyard. It features a spacious patio space designed for summer barbecues, outdoor lounge seating, and safe outdoor play for kids and pets. This home is turn-key, offering space, comfort, and top-tier connectivity to local parks, schools, and amenities.
Demographic data is not available for this area yet.
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Age Groups
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Owners vs Renters
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Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,537/mo
Mortgage (principal + interest)$2,207
Property taxFrom listing: $3,961/yr$330
Minimum $33,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$117,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$129,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
