The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
5 ACRES & 200 FEET OF SOUTH-FACING WATERFRONT ON HORSESHOE LAKE! Set right at the water's edge, this classic 2-bedroom cottage offers a fantastic setting with long southern views across popular Horseshoe Lake and plenty of room to enjoy the property as it is or explore its future potential. Inside, the bright open-concept kitchen, dining and living area features wood floors, a wood stove and large lakeside windows, while the enclosed sunroom and expansive waterfront deck gives you more space to relax and take in the view. Underneath the cottage, a covered workshop and storage area is perfect for tools, boats and extra cottage gear. Mature trees provide excellent privacy across the approximately 5 acre lot, with 200 feet of shoreline on desirable Horseshoe Lake. Currently the property is accessible by boat, with Horseshoe Pines Marina offering docking, water taxi, fuel, a general store and boat rentals for convenient lake access. A great opportunity for someone looking for a private waterfront getaway with acreage, an incredible south view and loads of potential. COTTAGE IS IN AS IS/WHERE IS CONDITION. There are no representations or warranties on the cottage or any mechanical, electrical, or Grey water tank. OVER
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,835/mo
Mortgage (principal + interest)$1,680
Property taxFrom listing: $1,867/yr$156
Minimum $22,450 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$89,800
Ontario land transfer taxProvincial brackets, no first-time refund$5,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$98,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Seguin has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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