The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
EXQUISITE WEST END BUNGALOW WITH IN-LAW SUITE! Unmatched versatility meets premium West End luxury! Located on Peterborough's highly desirable west side, 865 Bertrand Terrace is a beautifully maintained, all-brick bungalow that perfectly adapts to your family's needs. If you have been searching for a turnkey executive home that seamlessly accommodates multi-generational living, adult children, or aging parents, this property delivers on every level.This is a neighbourhood built around walkable schools, quiet tree-lined streets, and easy access to daily essentials: Fleming College and Peterborough Regional Health Centre are minutes away, along with parks, scenic trails, nearby shopping, and a quick hop onto Highway 115 for commuters. It's the kind of area where kids ride bikes to school and neighbours know each other by name.The home itself matches the lifestyle. Built in 2006 and meticulously maintained, this bungalow offers bright, open-concept living. The main floor features a spacious kitchen with abundant cabinetry, a dedicated breakfast area, and a seamless walkout from the dining room to a back deck overlooking a fully fenced yard with a built-in irrigation sprinkler system.The primary suite includes a private 3-piece ensuite. Main-floor laundry with direct garage access adds everyday convenience families appreciate.The fully finished basement sets this home apart. With a kitchenette, two additional bedrooms, a full bath, cozy gas fireplace, and an oversized rec room flooded with natural light from large windows, it's the ideal space for extended family or hosting guests.This isn't just a house-it's a West End lifestyle! Stop chasing the market; this property represents incredible value for a premium, move-in-ready home in an elite neighbourhood.
Minimum $52,778 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$155,555
Ontario land transfer taxProvincial brackets, no first-time refund$12,031
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$170,386
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Peterborough has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
