The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 856 Jane Street, where comfortable family living, flexible space and a fantastic location come together. This well-maintained 4-bedroom, 3-bath raised bungalow offers a bright, inviting layout with plenty of room to gather, entertain and unwind.The main level features a spacious kitchen with centre island and gas cooktop, along with large windows overlooking the beautifully landscaped, fully fenced backyard. Step outside to your private retreat with gazebo and patio, or gather in the adjoining dining room with plenty of space for family dinners and special occasions. The living room and all three main-floor bedrooms feature hardwood flooring, adding warmth and character throughout. An updated 4-piece bath and convenient ensuite complete this level.Downstairs, large windows bring plenty of natural light into an impressive amount of additional living space. A generous family room with wet bar is ideal for entertaining or relaxing, while a spacious fourth bedroom, 3-piece bath and spectacular laundry/storage area complete the level. With the garage located on this level and offering direct interior access, the layout also offers intriguing potential for an in-law or granny suite.And then there's the location! Walk down to the waterfront to enjoy concerts, parks and beaches, or stroll to nearby restaurants, the market and more. Pickleball courts and additional parks are also close by. At home, relax on the front deck and take in views over the city and toward Lake Nipissing-an ideal spot for evening sunsets or watching the fireworks! Numerous significant upgrades have been completed over the past five years, including furnace, A/C, hot water on demand, electrical improvements, Core-Fill foundation work, weeping tile at back, retaining wall, patio and extensive landscaping. A wonderful combination of comfort, character, lifestyle and flexibility-all ready for its next chapter.
Property Details
Listing
MLS® number
X13861360
Status
For Sale
Listed
Oct 5, 2026
Last updated
Oct 23, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
1,500–2,000 ft²
Basement
Finished
Lot
Frontage
60.00 ft
Depth
107.50 ft
Lot area
≈ 6,450 ft² (calculated)
View
North
Community
West End
Parking & utilities
Garage
Built-In, Garage, 1 space
Driveway
3 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,123 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
REALTY EXECUTIVES Local Group Inc. Brokerage
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: Finished
Heating: Forced Air
Cooling: Central Air
Exterior
Pool features: None
Property features: Arts Centre, Beach, Marina, Park, Public Transit
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,671/mo
Mortgage (principal + interest)$2,244
Property taxFrom listing: $5,123/yr$427
Minimum $34,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Bay has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
