The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Lake Huron waterfront with private, year-round road access on a quiet dead-end road with no traffic! Now offered at $595,000, this well-kept 3-season cottage, (with potential to turn it into a 4 season home with minimal efforts) enjoys a peaceful setting, beautiful lake views and spectacular Lake Huron sunsets. Several neighbouring properties are enjoyed as year-round residences, adding versatility to this peaceful waterfront location.One of the property's most memorable features is the charming lakeside gazebo, perfectly positioned partway down the stairs toward the water. It's your own private perch overlooking Lake Huron - an inviting place for morning coffee, an evening glass of wine, reading a book or simply sitting back and listening to the waves. A spacious upper deck and pergola provide even more room to relax, dine and entertain while taking in the waterfront setting.The shoreline is protected by a substantial steel armour retaining wall, an important feature of this Lake Huron property, with stairs leading down toward the water.Inside, you'll find 3 bedrooms, a 3-piece bath and on-site laundry. A selection of good-quality, clean furnishings and household items is included, making this an easy, turnkey cottage - bring your personal belongings and start enjoying lake life.Private, peaceful and tucked away from through traffic, this is a special Lake Huron retreat that's been thoughtfully cared for over the years. Enjoy it as the 3-season getaway it is today, with year-round road access offering possibilities for an owner wishing to explore extending its seasonal use. At its new price of $595,000, this waterfront property deserves another look.
Property Details
Listing
MLS® number
X13814178
Status
For Sale
Listed
Sep 22, 2026
Last updated
Oct 28, 2026
Possession
60-89 days
Building
Type
Detached
Style
Bungalow
Approx. age
31-50
Approx. size
700–1,100 ft²
Basement
Crawl Space
Lot
Frontage
71.00 ft
Depth
395.00 ft
Lot area
≈ 28,045 ft² (calculated)
View
West
Community
Ashfield
Parking & utilities
Garage
None, 0 spaces
Driveway
Lane, 4 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,175 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Coldwell Banker All Points-Festival City Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Crawl Space
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Clear View, Cul de Sac/Dead End, Greenbelt/Conservation, Lake Access, Lake/Pond
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,574/mo
Mortgage (principal + interest)$2,226
Property taxFrom listing: $4,175/yr$348
Minimum $34,500 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,375
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$130,175
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Ashfield-Colborne-Wawanosh has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
