The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
LAKEFRONT LAKE LEVEL COTTAGE WITH EXCEPTIONAL SANDY SHORELINE AND MODERN UPDATES. This completely renovated cottage sits at a true lake-level elevation-just a few steps from the beach-and offers 110 feet of private, walkable Lake Huron frontage. The property cannot be any closer to the water without being on the sand itself, providing a rare and highly desirable connection to the shoreline... hear the waves! Clean, modern, simple lakefront, low-maintenance, turnkey, minimal complexity. The main level features a bright, open-concept living space with updated finishes (2017), lake-facing windows, and direct access to an elevated deck overlooking the water. The kitchen, living, and dining areas are designed for relaxed cottage living with clean lines and modern comfort. The main floor includes two bedrooms plus a small flex room near the front entry that is ideal as a studio, office, storage or children's nook. The lower level offers a separate exterior entrance and includes a renovated guest suite completed in 2023, along with a spotless 'heated' utility room for all the beach toys. This layout provides privacy for guests or extended family and is clearly separated from the main living area. Recent upgrades include a new well (2025). Outside, enjoy a quiet stretch of sandy beach with minimal public traffic, two lake-facing decks, and a natural setting ideal for swimming, sunsets, and lakeside gatherings. Outdoor wood-burning stone fireplace. Access to the beach is via a short set of steps from both the main and lower decks. The private laneway leading toward the shoreline is best suited for ATVs or small recreational vehicles due to its incline. Lakeland Estates is a seasonal road community with some year-round residents who coordinate winter maintenance informally. A rare opportunity to own a fully updated lake-level cottage with outstanding sandy frontage on one of Huron's most peaceful and desirable stretches of shoreline. Ask your REALTOR for the Updates List.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,927/mo
Mortgage (principal + interest)$5,421
Property taxFrom listing: $6,073/yr$506
Minimum $119,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$289,800
Ontario land transfer taxProvincial brackets, no first-time refund$25,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$318,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Ashfield-Colborne-Wawanosh has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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