The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
1.8 Acres Just Minutes from Owen Sound! Just on the outskirts of Owen Sound, this 3-bedroom, 2-bathroom bungalow offers the perfect opportunity to downsize or upsize without giving up the garage, yard space, and privacy you've come to enjoy. Located in Georgian Bluffs, you'll also benefit from lower municipal taxes while remaining conveniently close to Owen Sound and all its amenities. Step inside to the inviting back den, a versatile space with endless possibilities. Use it as a home office, additional living area, hobby room, or whatever best suits your needs. The dining room overlooks the private backyard, while the spacious front living room offers a cozy spot to relax by the gas fireplace on chilly fall and winter evenings. The enclosed front porch offers another wonderful spot to enjoy your morning coffee or curl up with a good book. The primary bedroom is conveniently located on the main level and features a 4-piece ensuite, with two additional generously sized bedrooms offering plenty of space for family or guests. Numerous updates have been completed throughout, including upgraded plumbing, some updated windows, a septic tank replaced in 2022, attic re-insulation in 2023, and board-and-batten siding completed in 2021. A generator provides added peace of mind when the power goes out. Outside, the property truly shines with 1.8 acres of space and privacy. Enjoy the spacious deck, double-car garage, paved driveway, and numerous newly planted trees. A separate driveway leads to two additional sheds, providing excellent extra parking and convenient space for an RV, trailer, or recreational vehicles. If you've been looking to move closer to town while still enjoying acreage, privacy, a garage, and plenty of outdoor space-without giving up the convenience of being close to Owen Sound-this property is a must-see!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,412/mo
Mortgage (principal + interest)$3,086
Property taxFrom listing: $3,911/yr$326
Minimum $57,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$165,000
Ontario land transfer taxProvincial brackets, no first-time refund$12,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$180,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Georgian Bluffs has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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