The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this beautifully maintained yellow-brick century home, ideally located on tree-lined Olde Victoria Street in the heart of downtown Kincardine. Just steps to shopping, restaurants, schools, parks and the sandy beaches of Lake Huron, this home perfectly blends historic charm with modern comfort. Set on a spectacular 83' x 220' deep lot, the property offers a private, park-like setting with mature trees, perennial gardens and a fully fenced backyard backing onto a ravine and the north branch of the Penetangore River. Enjoy outdoor living on the expansive, multi-level maintenance-free composite deck. The 17' x 30' detached garage (1998) includes a workshop with a 40-amp sub-panel and loft storage. This charming 1 & 3/4 -storey home features 3 bedrooms, 1.5 bathrooms and gleaming hardwood floors throughout the family room, living room, dining room, foyer and library/office. The spacious family room includes a wood-burning cook stove (as is) and walkout to the backyard. The bright, eat-in kitchen offers newer appliances (2020-2026) and tile backsplash, while the mudroom includes a convenient 2-piece bath. Character abounds with 9' ceilings, a striking tin ceiling in the living room, sliding glass doors to the library and a beautiful stained-glass front door leading to the enclosed porch. Major updates include roof shingles on house and garage (2012), maintenance-free composite deck (2012), owned water heater (2013), forced-air electric furnace with heat pump (2013), copper plumbing and electrical, and updated toilets (2019). Be sure to inquire about the modest utility costs. The home is not Heritage Designated, allowing you to enjoy the character of a century home without heritage restrictions. A rare opportunity to own one of Kincardine's most beautiful properties in an exceptional downtown location.
Property Details
Listing
MLS® number
X13591796
Status
For Sale
Listed
Jul 21, 2026
Last updated
Oct 9, 2026
Possession
30-59 days
Building
Type
Detached
Style
2-Storey
Approx. age
100+
Approx. size
1,500–2,000 ft²
Basement
Partial Basement, Partially Finished
Lot
Frontage
83.00 ft
Depth
220.44 ft
Lot area
≈ 18,297 ft² (calculated)
View
East
Community
Kincardine
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Tandem, 4 spaces
Heating
Baseboard
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,240 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Coldwell Banker Peter Benninger Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Partial Basement, Partially Finished
Heating: Baseboard
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Pool features: None
Property features: Ravine, School, Wooded/Treed, Arts Centre, Fenced Yard, River/Stream
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,308/mo
Mortgage (principal + interest)$2,955
Property taxFrom listing: $4,240/yr$353
Minimum $53,980 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$157,960
Ontario land transfer taxProvincial brackets, no first-time refund$12,271
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$173,031
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kincardine has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
