The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A 4-bedroom, 5-bathroom, 3-storey detached on Cosburn Ave with a renovation well into the finishing stretch. Three above-grade floors deliver generous living space at every level, & the quality of what's been done stands out: wrought iron spindle stairs, built-in SS appliances, hardwood floors throughout, & a third-floor primary suite with a showpiece 6pc ensuite that has its own fireplace, Jacuzzi soaker tub, & bidet. One second-floor bathroom is roughed in & awaiting completion - scope is defined, opportunity is clear. {MAIN LEVEL} Glass-panel one-and-a-half door entry into a hardwood foyer. Open-concept living & dining run together with hardwood throughout - wide enough for a full dining setup & a comfortable seating area side by side. Kitchen has built-in SS appliances: gas cooktop & stove, microwave/oven, dishwasher, & warmer drawer, set against tile floors with backsplash. Dedicated main-floor laundry area & 2pc powder room complete the level. {UPPER LEVELS} Wrought iron spindle stairs lead to the 2nd floor: two bdrms (one with walk-in closet & large window, one with hardwood floors), a finished 4pc tiled bathroom, & a roughed-in 4pc bathroom ready to complete. The entire 3rd floor is the primary suite - hardwood floors, walk-in closet, laundry alcove, balcony walkout, & a 6pc ensuite with Jacuzzi soaker tub, fireplace, bidet, tile floors, & separate stand-up shower. {BASEMENT} Rec room with hardwood floors & solid ceiling height, bdrm with large window, 3pc bathroom with stand-up shower, & utility room. Good overall condition easy to upgrade and finish. {LOCATION} Heart of East York - Walk Score 96. East York Collegiate Institute & Cosburn Middle School are both on the same street. Danforth Ave is minutes away for dining & shopping. TTC bus on Cosburn connects directly to the Bloor-Danforth subway line; DVP access is close by for downtown commuters & the 401.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,951/mo
Mortgage (principal + interest)$5,346
Property taxFrom listing: $7,262/yr$605
Minimum $117,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$285,800
Ontario land transfer taxProvincial brackets, no first-time refund$25,055
Toronto land transfer taxMunicipal brackets, no first-time refund$25,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$338,710
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Toronto adds its own land transfer tax; first-time buyers can get up to $4,475 back on it.
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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