The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
THE CENTENNIAL COTTAGE at 81 Lakeshore Drive, Morrisburg is a rare Victorian-era brick residence completed in 1875 and offered for sale for the first time in 4 decades. Upon entering, your eyes are immediately drawn through elegant sight lines to the majestic St. Lawrence River. The centre hall showcases a magnificent, curved staircase rising to the second floor. Strategically placed windows flood the home with natural light and allow captivating river views. Rich in Victorian character, the home features generously proportioned rooms, impressive baseboards, and soaring ceilings accented with distinctive crown mouldings. The primary room ceiling heights on the main floor measure approximately 10.6 feet and 9.25 feet on the second level. Above each exterior window is a decorous cast iron relief of a young Queen Victoria, adding architectural charm and historical significance. The former maid's quarters on the on the east side have been thoughtfully converted into an attached garage. Two staircases provide access to the basement, which offers excellent ceiling height and large windows overlooking the river. The property extends to the water's edge and is not subject to an OPG licence. Ideally located within walking or cycling distance to shopping, banks, restaurants, parks, swimming beach, boat launch & dock, medical & detail clinics, golf, curling, arena, library and the renowned Upper Canada Playhouse, this home combines heritage elegance with everyday convenience. A virtual tour, additional interior photographs, aerial drone imagery, and detailed floor plans are available. Upgrades include 37 windows replaced between 2016-2019, garage door replace in 2018, two man doors replaced in 2018-2019, retaining wall and shoreline restoration completed in 2019, new gas furnace installed in 2021, roof shingles replaced & sewer lateral in 2022 & new eavestrough in 2026. Average monthly utility costs are approximately $254 for gas, $74 for hydro, and $97 for water and sewer.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,351/mo
Mortgage (principal + interest)$3,741
Property taxFrom listing: $7,322/yr$610
Minimum $74,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$199,980
Ontario land transfer taxProvincial brackets, no first-time refund$16,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$219,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. South Dundas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
