The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
EXTREMELY CHARMING THREE-BEDROOM HOME WITH TONS OF CHARACTER! Welcome to 81 Hemlock Street, a beautifully updated home that perfectly blends timeless charm with modern comfort. This impressive property has undergone extensive improvements over the past five years, offering buyers the perfect combination of character, style, and peace of mind. Step inside and discover a warm and inviting interior featuring beautifully refreshed living spaces, updated lighting throughout, fresh paint, and numerous thoughtful upgrades. The renovated kitchen is sure to impress, featuring updated appliances, a stylish backsplash, modern lighting, and a convenient farmhouse sink. Additional highlights include updated windows, a newer furnace, central air conditioning, upgraded electrical, and a beautifully refreshed sunroom filled with natural light. Outside, enjoy fantastic curb appeal with updated siding, a newer roof, attractive landscaping, and a welcoming outdoor setting. With its spacious layout, three generous bedrooms, undeniable charm, and extensive improvements, this is a truly special home that must be seen to be appreciated! Mpac code 301, Hydro 120 per month, Gas 110 per month and water and sewer 1600 per year
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,683/mo
Mortgage (principal + interest)$1,346
Property taxFrom listing: $4,040/yr$337
Minimum $17,995 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$71,980
Ontario land transfer taxProvincial brackets, no first-time refund$3,874
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$78,654
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Timmins has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
