The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 8-B686 Derbyshire Island-an exceptional 3-season, 3-bedroom, 1-bath custom cottage set atop a striking granite outcrop. A beautifully crafted granite staircase gently leads to the shoreline, where an expansive deck, dock, and inviting beach area create the perfect waterfront playground for summer living.Enjoy breathtaking 180-degree views from north to south, with unforgettable sunrises and stunning moonrises. The generous deck and stone patio offer ideal spaces for entertaining or relaxing in complete tranquility. The patio features a fire pit and custom wood-burning hot tub-perfect for taking in the scenery day or night.A second, large natural beach lies along the southern portion of the property, accessed via a peaceful treed path-ideal for added recreation and family enjoyment. A 10x10 bunkie provides extra space for guests or growing teens.Located approximately 20 minutes south of Parry Sound by boat, this property is near the Sans Souci & Copperhead Association on Frying Pan Island, offering activities for all ages including day camp, tennis, and pickleball. Additional nearby amenities include a marina and restaurant, all accessible by boat. Surrounded primarily by parkland and Crown land, this is a rare opportunity to own a private Georgian Bay retreat.
Property Details
Listing
MLS® number
X13066820
Status
For Sale
Listed
May 1, 2026
Last updated
Aug 7, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
6-15
Approx. size
1,100–1,500 ft²
Basement
Unfinished, Crawl Space
Lot
Frontage
1190.00 ft
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
West
Community
Archipelago
Parking & utilities
Garage
None, 0 spaces
Driveway
0 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,023 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Royal LePage In Touch Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 0
Kitchens: 1 above grade · 0 below grade
Basement: Unfinished, Crawl Space
Heating: Baseboard
Cooling: None
Fireplaces: 0
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Cross street: Access by boat only. About 15-20 minute boat ride from marinas in Parry Sound
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,363/mo
Mortgage (principal + interest)$4,111
Property taxFrom listing: $3,023/yr$252
Minimum $84,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$219,800
Ontario land transfer taxProvincial brackets, no first-time refund$18,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$241,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. The Archipelago has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
